NJ Lic.#13VH12197700
FLEXIBLE FINANCING
Get the roof, siding, or windows your home needs now. Pay over time with affordable monthly payments through Hearth.
Three simple steps to get started. No hoops, no hassle.
Check Your Rate
Fill out a quick application through Hearth. It takes about 60 seconds and won't affect your credit score.
Review Your Options
See personalized loan offers from multiple lenders. Compare rates, terms, and monthly payments side by side.
Start Your Project
Pick the plan that fits your budget and we'll get to work. It's that simple.
Most people don't have $10,000 sitting around for a new roof, and that's completely normal. We make it easy.
No Awkward Conversations
Apply online at your own pace. No need to ask anyone about pricing or payments face-to-face.
Rates as Low as 6.99% APR
Competitive rates from trusted lenders. Your personalized offers depend on your credit profile.
Soft Credit Check
Checking your rate won't affect your credit score. Only a hard pull if you choose to move forward.
Payments That Fit Your Budget
Choose from multiple loan terms so your monthly payment works for you — not the other way around.
Check your personalized rates in about 60 seconds. No commitment, no impact to your credit.
Powered by Hearth • Secure Application • Multiple Lender Options
Will checking my rate hurt my credit score?
No. The initial check is a soft pull that doesn't affect your credit. A hard inquiry only happens if you choose to accept a loan offer.
What credit score do I need?
Hearth works with multiple lenders, so there are options for a range of credit profiles. The best way to find out is to check your rate.
How long does approval take?
Most applicants see personalized offers within minutes. Once you accept, funding typically happens within a few business days.
What can I finance?
Any service Arias provides. That includes roof replacements, repairs, siding, windows, and more. There's no minimum project size.
Is there a prepayment penalty?
No. You can pay off your loan early at any time with no additional fees or penalties.
Check your rate in 60 seconds or call us to talk through your options — no pressure, no judgment.
